Do you want to know how to open a bank account in portugal? know what documents you have to present and the factors you need to take into account before choosing a bank.
If you are thinking of moving to portugal, opening a bank account in a portuguese bank can make your daily life easier.
What documents are required?
To open an account the bank will ask for:
- Identification document (passport or citizen card);
- Fiscal Number (NIF);
- Proof of address;
- Evidence of the company where you work, in some circumstances;
What should you take into account when choosing your bank?
This process is fairly straightforward. You'll want to take a good look at all the strengths and weaknesses to come to a decision. You should take into account:
- Simplicity of opening the bank account;
-The minimum amount required to open;
- All the services offered.
In addition, there are some factors that make a difference on a day-to-day basis such as
- The monthly commission fees
- Card maintenance costs,
- The availability of the account manager
- The assistance service
- Speed of international transfers.
When you open your account, the bank will give you a document with all the conditions of your account, the FIN (Standardised Information Sheet). This document contains all the costs, interest, general conditions for opening an account and the FID (depositor information form). After opening the account, you will receive the cards at home, which are sent by post to your residence. Most of the Portuguese banks allow online operations, but you can also access the various ATMs.
if you have any questions you can send us a message through our social media, through email and through the website!
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